IDIOM CONNECTION

Lesson 57

Banking Idioms

Introduction

1. What bank do you usually use?

2. What do you use the bank for?

Reading

We have just moved to a new city. We will live there for one year. Tomorrow, I must write a check for the rent for our new apartment. I also need to cash a check that I have in order to get some money for our living expenses. Furthermore, I want to regularly withdraw money from a cash machine. I would also like a line of credit for emergencies. I would like to open a bank account soon. I want an account with low service charges. I will use the check that I have to make a deposit to be certain that I have enough money in my bank account. I certainly do not want to bounce a check.
a check is a written order that asks a bank to pay the amount written on the check from funds in the bank

Reading Questions

Answer the following questions. The answers can easily be found in the reading above.

1. What will he write a check for tomorrow?

2. Does he also need to cash a check?

3. Does he want to regularly withdraw money?

4. Does he want a line of credit?

5. Does he need to open the bank account soon?

6. Is he looking for an account with low service charges?

7. Will he make a deposit with his check?

8. Does he want to bounce a check?

Making Connections and Idiom Meanings

Some of the idioms have another meaning or are connected to another meaning. Use this information to help you choose the correct meaning for each of the following idioms:

1. to write a check
a)    to check to see if you need to transfer some money
b)    to make a check that will give money to someone else
c)    to write a note to check something

Your answer:   ___  out of 1

2. to cash a check
a)    to check to see if you have enough cash
b)    to exchange a check for money
c)    to get some cash from a bank

Your answer is: ___  out of 1

3. to withdraw money
a)    to take money from a bank account
b)    to put money into a bank account
c)    to check your bank account balance

Your answer is: ___  out of 1

4. a line of credit
a)    money that a bank will loan you if you need it
b)    money that you must pay back to a bank
c)    a statement about the money you want to borrow

Your answer is: ___  out of 1

5. to open a bank account
a)    to begin to use your bank account
b)    to apply to a bank to get an account to keep your money
c)    to decide to make a bank account

Your answer is: ___  out of 1

6. a service charge
a)    a charge for a service
b)    a credit card transaction
c)    a service that you do not need

Your answer is: ___  out of 1

7. to make a deposit
a)    to try to save much money
b)    to put money into a bank account
c)    to check if you have enough money

Your answer is: ___  out of 1

8. When you bounce a ball it comes back to you. What does to bounce a check mean?
a)    to not have enough money in your bank account after you write a check
b)    to write a check when you have much money in your account
c)    to fail to open a bank account

Your answer is: ___  out of 1



Match the Sentences

Choose the best answer for each sentence:

1. The man recently wrote a check.
a)    He probably bought something recently.
b)    He has not had to pay for anything recently.
c)    He needs to be more careful with his money.

Your answer:   ___  out of 1

2. The woman must go to a bank to cash a check.
a)    Someone has given her a check.
b)    She has not received any checks recently.
c)    She needs to check her bank balance.

Your answer is: ___  out of 1

3. The man must withdraw some money from the bank.
a)    He probably does not need any money.
b)    He probably needs some money for something.
c)    He needs to borrow some money from a bank.

Your answer is: ___  out of 1

4. The small business has a line of credit for emergencies.
a)    They can easily get money if they need it.
b)    It will be difficult to get money if they need it.
c)    They will need to ask the bank to borrow money for an emergency.

Your answer is: ___  out of 1

5. The little boy wants to open a bank account.
a)    He is interested in learning about banking.
b)    He does not care about banking.
c)    He does not want a bank account.

Your answer is: ___  out of 1

6. The woman changed banks because of the high service charges.
a)    The woman does not want to pay these service charges.
b)    The woman does not care about these service charges.
c)    The service charges are the same at every bank.

Your answer is: ___  out of 1

7. The store owner must make a large deposit today.
a)   The store owner has much cash now.
b)   The store owner has almost no cash.
c)   The store owner needs cash to operate.

Your answer is: ___  out of 1

8. The man recently bounced a check by mistake.
a)   He may have been very embarrassed.
b)   He probably did not care much about this.
c)   He often does not have enough money.

Your answer is: ___  out of 1




Grammar Focus

Choose the word or expression that makes each of the following sentences correct:

1. The parents had ____________________ for the school supplies.
a)    to written a check
b)    to write a check
c)    to writing a check

Your answer:   ___  out of 1

2. The man went to the bank yesterday _____________________.
a)    and cash a check
b)    for cash a check
c)    to cash a check

Your answer is: ___  out of 1

3. Yesterday, the woman ___________________ from a bank.
a)    withdrew some money
b)    withdraw some money
c)    will withdraw some money

Your answer is: ___  out of 1

4. The restaurant has _________________ in order to operate their business.
a)    a line in credit
b)    a line to credit
c)    a line of credit

Your answer is: ___  out of 1

5. The boy _______________ his first bank account when he was very young.
a)    opens
b)    opened
c)    will open

Your answer is: ___  out of 1

6. The _________________ at the bank are very high.
a)    service charges
b)    services charges
c)    service charged

Your answer is: ___  out of 1

7. We stopped at the bank _________________.
a)   to make deposits
b)   to make a deposit
c)   to make deposit

Your answer is: ___  out of 1

8. The man has no money and often ______________ .
a)   bounce a check
b)   bounce checks
c)   bounces checks

Your answer is: ___  out of 1




Discussion Questions

Answer the following questions using the idioms from this section:

1. Do you ever write a check when you want to pay for something?

2. What things do people usually write a check for?

3. Where can you go to cash a check?

4. Have you cashed a check recently?

5. How do you withdraw money from a bank?

6. Have you withdrawn money from a bank recently?

7. Do you know anyone who has a line of credit?

8. When do you think that someone would use a line of credit?

9. When did you first open a bank account?

10. Do you think that it is easy to open a bank account?

11. Do you pay any service charges on your bank account?

12. Do you have any bank accounts that have no service charges?

13. Do you often make a deposit in your bank account?

14. Does anyone sometimes make a deposit in your bank account?

15. Have you ever known someone who bounced a check?

16. Have you ever bounced a check?

Role Play

Student A: You are a customer at a bank. You want to open a new account. You are explaining to the bank teller what you want.

Student B: You are a bank teller who is talking to a customer who wants to open a bank account.

Lesson 57